Estate planning involves more that just having a Will. It is a planning process intended to alleviate the financial and legal impact of your death on those you leave behind. Having a well constructed estate plan may not only reduce the tax responsibility, but it will also aid in preparing loved ones for many of the issues that may arise. The problems that can be associated with probate, creditors, lawsuits, and taxes can prolong the settlement of your estate. By taking the time to address these issues now, you will have the peace of mind knowing that a good estate plan will enhance and maintain the financial security of your family.